Flexible Financing Options to Fit Your Home Comfort Needs
Upgrading or repairing your home’s HVAC systems can be a significant investment. Financing options can make these essential improvements more accessible, letting you enjoy comfort, efficiency, and reliability now while paying over time with manageable monthly payments. At Ben's ProServ, we offer financing solutions tailored to meet different needs and budgets, helping you move forward confidently.
Carrier®/Wells Fargo Financing
With the Carrier® credit card from Wells Fargo, customers can enjoy convenient monthly payments and special promotional offers. Flexible options include fixed monthly payments or equivalent payments for qualifying projects. Online account management and multiple bill payment methods make staying on top of your financing easy.
The On-Bill Repayment Program offers 0% APR financing for up to seven years—or up to ten years for income-qualified customers—on high-efficiency HVAC upgrades. Applications take 10 to 15 minutes, and monthly payments are easily included on your natural gas bill. Available for residential single-family and duplex homes, the financing can cover HVAC upgrades, whole-home energy solutions, or improvements for new customers. Applicants must own the property, and eligibility is based on utility bill history. A South Jersey Gas Participating Contractor must complete the work.
We partner with NEIF EnergyPlus and Atlantic City Electric to provide simple-interest, low monthly payment loans for heating, cooling, HVAC, and other home energy improvements. NEIF loans feature fixed rates, 100% financing, instant credit decisions, and flexible terms of 36, 60, or 84 months. Atlantic City Electric’s program offers 0% financing with monthly payment options to make energy-efficient upgrades more accessible. Qualifying improvements include heat pumps, central air conditioning, gas furnaces, boilers, heat pump water heaters, and whole-home energy solutions.
PSE&G customers can take advantage of interest-free, on-bill repayment for high-efficiency HVAC upgrades through participating contractors. Financing terms can last up to 84 months, with 120 months available for income-qualified customers. Applications are submitted online, and monthly payments are conveniently added to your utility bill.
Learn More About Financing Options for Your Home Improvements
Financing with Ben's ProServ helps you take action without delaying essential home improvements. Whether you’re upgrading to energy-efficient equipment or addressing an urgent repair, our flexible payment options make it easier to include these investments in your budget.
Contact us at (856) 347-3588 to learn which financing option is right for your home and start your project with confidence. Our knowledgeable team is standing by to help!
Ben's ProServ was outstanding! They were the only ones to promptly answer my call and immediately scheduled a repair, keeping me informed by text and email throughout the process. The pricing was very reasonable. A true lifesaver!
- Steven McCaffrey
"Very pleased, will certainly use again!"
Very pleased with the electrical work completed on my 1922 home. The team at Ben's ProServ was very professional. Will certainly use again in the future!
- Joseph Lyden
"Great experience from start to finish!"
Had a great experience with Ben's ProServ for my mother's heater replacement. From quoting to financing to installation, the whole team was fantastic. Highly recommend them to anyone!
- K. S.
"Everything about this company has been above board throughout the entire process"
Everything about this company has been above board throughout the entire process. Not only are they hard working but they have been nothing but courteous and kind to my family.
- John C.
"Great Service"
Aaron came to our home for service last week. Did a great job and answered all of my questions..
- Rob Richardson
"Competent, Fast and Reasonably Priced"
He fixed the problem within minutes. I was extremely pleased and plan to use his service again at home and at work.
- Linda P
"Would recommend to others!"
Called for a small plumbing problem, and received excellent service. Will definitely use Ben's for my plumbing and electrical needs.
- Cheryl P
"Ben treats his customers like family!"
You can't make a mistake in choosing Ben's Pro Serve to meet all your HVAC needs. This is a company that has integrity and treats customers like family. Over the years, my family has learned to count of Ben and his staff to make our needs a priority and get the job done right! They are experience, knowledgeable, and professional. We can always rest easy, knowing that our equipment is safe and well maintained. Thank you, Ben's Pro Serve! You're the best!
